Life Insurance: A Family Conversation on Financial Security
Posted: September 13, 2023
You care enough about your family to protect their financial security with life insurance. But, as crucial as that coverage is, it’s equally important to make sure your loved ones know what your insurance does for your family and how it works — well in advance of the day it matters most. Everyone should grasp the purpose, function and (most importantly) benefits of their protection.So,...
Cyber Insurance: Protecting Small Businesses from Social Engineering Fraud
Posted: September 7, 2023
October is Cyber Security Awareness Month, so now is the perfect time to examine and refine your business’s cyber security precautions, things like password policies and employee training. It’s also the perfect time to make sure you have a cyber insurance policy.If you operate a small or midsize business (SMB), this domain of criminal enterprise increasingly has you in its crosshairs. Why Are SMBs Targeted?If...
Here’s Why You Should Always Sleep with the Door Closed
Posted: September 6, 2023
How much time do you have to escape a fire?Forty years ago, the average time people had to escape a fire safely was 17 minutes. Today’s homes only allow for three minutes or less to evacuate. Why? Modern synthetic construction materials, home furnishings and contemporary layouts allow fire to spread and become toxic much faster than in the past. (Test your knowledge of fire safety facts...
5 Labor Day Lessons on Securing Your Business
Posted: September 4, 2023
The long Labor Day weekend is a time for backyard barbeques and celebrating the holiday with family and friends. It is also an excellent time to review your coverage and ensure you have the following five main types of insurance to help protect your business. Business Owner’s Policy (BOP) Business Owner’s Policies (BOPs) are among the most popular insurance bundles for small business owners. They...
4 Fire Prevention Tips for Your Business
Posted: September 1, 2023
Reducing the risk of a fire at your business is one of the most important things you can do to help protect your customers, employees and property. The U.S. Fire Administration reports that more than 116,500 nonresidential building fires occurred in 2021. Those fires caused 1,025 injuries and almost $3.7 billion in damages.The Unseen Costs For business owners, these damages can be more costly than...