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If A Contractor Damages My Home, Whose Insurance Covers It?

If A Contractor Damages My Home, Whose Insurance Covers It?

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...

Essential Insurance Coverage For Online Businesses

Essential Insurance Coverage For Online Businesses

Insurance is low on the list of priorities for many online businesses – and this could be a mistake. The truth is, online businesses face unique threats that could lead to loss of income, or the loss of the business itself. If you own an online business, purchasing an insurance policy to provide protection against common risks just makes good business sense. What Threats Do...

Preparing Your Home For The New Year

Preparing Your Home For The New Year

With all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...

Protect Your Packages (And Your Home) During The Holidays

Protect Your Packages (And Your Home) During The Holidays

There’s almost nothing more convenient than online ordering – and this year will be a holiday season like no other. With smaller gatherings and social circles, you’ll likely be shipping more packages to friends and family you’d normally see in person over the holidays. Unfortunately, more packages being delivered could increase the risk of package theft. A study by C+R Research estimates that 36% of...

Car Gift Ideas: 39 Car Accessories, Gadgets, & More

Car Gift Ideas: 39 Car Accessories, Gadgets, & More

Car gift ideas for commuters Wireless charger: These days, our smartphones are an essential piece of equipment – which can make keeping them fully charged a challenge. A charging pad for the car means they’ll never have to think about plugging in a smartphone. Just place it in the console and the power flows automatically. Drinkware: Cold brew is cool – unless you’re prepared for...